I am not bound to succeed, but I am bound to live up to the light I have.
— Abraham Lincoln
Thanks for dropping by. This site is about … me. You won't find more details online anywhere else. I don't talk about myself much. I'm a listener. An interested introvert. You can find out more here, on LinkedIn
(includes testimonials) or my Google Profile (see why you need one too).
First off, my name is pronounced "pro-MODE", which rhymes with implode, explode and — sadly — commode.
2011 Highlights
What did you accomplish in 2011? Here are some of my highlights
- interviewed in both the Globe and Mail and Toronto Star
- spoke about how to build trust at CALU 20 and Word11
- elected President of Goodyear Toastmasters
- celebrated Dad's 75th birthday and my 50th
- published 103 blog posts about risk and marketing
- sole candidate from financial services for a Business Excellence Award from the Toronto Board of Trade (out of 40+ nominees in 8 categories). I lost.
The idea for this section came #YearInReview from Seth Godin.
Newest Video: The Six Basic Fears (Napoleon Hill, 1937)
In 2012, I plan to create more video. That's the toughest medium for me. I can now do basic editing but still don't feel comfortable on camera. To get started, here's a recording about the six basic fears that Napoleon Hill identified in his 1937 classic, Think And Grow Rich.
You'll find more details in this 2008 blog post. I help you deal with the financial aspects of these fears.
My Story
In this May 2011 video, I explain why I chose to devote my life to insurance and my reasons for using social media. Both aspects may interest you. You may even get ideas (no promises, though).
Here's the reason this video was created.
My Calling
You know how we're powerless against many factors that affect our lives (e.g., global warming, the price of gasoline, government spending, pollution, food safety, …)? Well, I use my specialized training as an actuary to measure and manage financial risks — which we can tackle. I focus on families and small businesses. I work with the accountant, investment advisor, insurance specialist and lawyer to tailor unique strategies. Have you taken steps to measure and manage your financial worries?
The four common financial risks are
- longevity: living too long
- mortality: dying too soon
- morbidity: getting sick
- disability: getting disabled
Often overlooked is the fifth: taxevity. This is the risk of overpaying taxes through ignorance or inaction.
Learn more through my public services: riscario.com wiki and the Riscario Insider blog. If you want to ensure your peace of mind, request an actuarial insurance review.
Executive Summary
By training, I'm an actuary. By practice, I'm a communicator. I'm here to help and learn.
While I'm not everyone's "cup of tea", neither am I an odious brew. To be true to you, I must first be true to myself. Do we connect? You'll get a good sense of our compatibility through this site.
Here are highlights
- always learning
- sharing the best of what I know (what's the point of learning if you're not helping others?)
- practical, focused
- prefer words over numbers (unusual for an actuary)
Contact
To get in touch, visit the contact page. To stay informed, subscribe to my blogs or Twitter channels. To stay in touch, let's connect on LinkedIn. Thanks again for visiting.
Copyright, Promod Sharma, 2006 - 2011, Privacy Policy
Proud to be a Nominee for a Business Excellence Award
from the Toronto Board of Trade. The category is Start-up/New Business. The reason is the innovative use of social media to build trust. You can use the same techniques too. Start painting your digital tapestry and keep going. Please?
