IRIS "10-8" Insured Leveraging

out of date (currently "9-7" leveraging but with the same 2% guaranteed spread)

The use of IRIS "10-8" insured leveraging turbocharges the key insured strategies used today. You get the classic tax advantages of life insurance combined with the tax advantages of life insurance. Unfortunately, few advisors or clients understand "10-8" — even if they think they do.


  • The Undeniable Appeal of IRIS
  • The pros and cons of each of the three types of immediate insured leveraging
  • Tax considerations, including the risk of tax audits


Here is a 2008 studio recording following the eight city roadshow, Have You Seen IRIS Lately?outlinks.gif. My goal was to prompt advisors who served the wealthy to explore "10-8" leveraging (even if they'd made up their minds).

This is the first presentation I ever recorded. At the time, I didn't have a proper microphone or know how to edit. The result is still watchable and educational. Much of the content is still relevant though "10-8" has become "9-7".


Here are related articles in chronological order:

PS Network

Market Better
twitter.png Twitter
blogger.png Blog
marketingreflections.png Newsletter
Spark Insight
website.png Website
Grasp Risk
twitter.png Twitter
blogger.png Blog
website.png Podcast
website.png Website
Tame Risk
website.png Taxevity
Unless otherwise stated, the content of this page is licensed under Creative Commons Attribution-NonCommercial-ShareAlike 3.0 License